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Under Obamacare which promised to make healthcare better for all Americans, you have seen mixed results. Twenty million Americans who did not have health coverage now do. At the same time, health care costs for millions more Americans have increased dramatically.

Have you considered how it has impacted Medicare though? It was supposed to create cost savings of hundreds of billions of dollars. This has been achieved to a point, but at what expense?

It has come at the cost of physician compensation. They are receiving lower co-pays from Medicare than before Obamacare became law. As a result, doctors across the country are simply “firing” their Medicare patients with the excuse that they no longer accept it.


Obamacare has broken the healthcare system so effectively that doctors are better off getting rid of their Medicare patients than taking care of them. Tragically, this is not the worst problem that Medicare has facing it.


Both Medicare and sister safety net program Social Security have been massively underfunded for decades. Today they are quickly burning the cash they had in trust (and loaned to other areas of the Federal Government in exchange for Treasury IOUs). Medicare is worse financially now, despite the cost savings.


The Congressional Budget Office has recently projected the Medicare program will be entirely insolvent no later than 2026! This is only a decade from now.


Unfortunately the news gets worse. Congress has recently begun working on its promised plan to repeal Obama’s much-touted Affordable Care Act. Assuming that the Republican-controlled Congress and Senate will successfully complete the job, President Trump has already promised to sign it,  eliminating what cost savings the program had promised Medicare.


It means you will see the forecast insolvency date move up to 2021. The government has a choice of two evils. Either they can maintain the laws and programs that are not working so that Medicare hangs on until 2026, or they enact something that works better, and Medicare will fail financially by 2021.


Whichever they choose, Medicare is done for without a dramatic bailout. This would cost you the taxpayer trillions of dollars to appropriately fund Medicare. The government already has amassed over $20 trillion in debt and loses hundreds of billions per year. If it were a corporation, it would have already failed.


They might “borrow” money from Social Security to plug the holes. The problem is that this program is also nearing insolvency. When it was established in the 1960s, almost 6.5 workers supported each recipient by working and paying into the system.

Nowadays the buy gold workers versus beneficiaries critical ratio has declined by almost half. There are not enough people working to support the system which takes care of an every increasing number of retired people.


Taking money from Social Security to salvage Medicare a little longer would only move up the insolvency date of Social Security. Sadly, both safety net programs are doomed. Even the annual reports of the trustees with a vested interest in hiding the truth admit they are hopelessly underfunded.


Is Your Portfolio Ready For the Shocks Caused By Medicare and Social Security Insolvency?


The failure of first medicare and later social security will create massive problems for the country’s millions of retirees. Expect the government to knock more holes in the sinking ship of state by borrowing to keep them going for as long as they can.

Either result will have negative consequences for the markets and your standard asset class portfolio of stocks, bonds, and mutual funds. The good news is there is an asset class that shines brightest in financial chaos.


Gold has helped its owners in times of economic decline and financial catastrophes for not only centuries, but thousands of years. The precious metals are the one asset class that you can depend on in times likes these to provide a hedge for your retirement portfolio, sell in any country and currency, and simply take with you. Request your free, no-obligation gold IRA rollover kit today from Regal Assets by simply clicking on the link on this page so that you can get all the information you need to protect your assets with a partial allocation to physical gold.

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Television set Support, Movie, or Gaming Gift Cards - Just about everyone over the face with the Earth loves motion pictures or a minimum of online video game titles. Acquiring some thing to an online down load service for games, streaming service like Netflix, or perhaps a Fandango gift card to grab some Motion picture tickets, reveals them that you’ve compensated enough notice to find out what to acquire them. Maybe they outlined a new Film coming out that they seriously wanted to view, otherwise you find out about a recreation title that’s going to drop, and they just have to have it.

As soon as I acquired that, his lack of contacting stopped hurting my emotions. And it works the opposite way, way too. Not too long ago, he complained that my Dad And that i always want to talk to him over the cell phone and he doesn’t understand why.

If a mother or father fails to speak this language sufficiently, the teenager will not really feel loved, regardless of other expressions of love.

 Send them textual content messages telling them just how much you've missed them and reminding them that that you are coming home before long.

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The five languages are rather easy, but in this article’s a quick description of what each of them mean:

You can not go Incorrect with a pair of Bose sounds-canceling headphones — and now They are wireless! These kinds experienced the very best-ranked audio quality inside the GH Institute's exam, so even the pickiest songs buffs will approve. Reward: They were also rated comfiest by our testers.

Another good example of obtaining a personalized gift could well be a customized messenger bag with an embroidered day, phrase or phrase about the underside in the leather handle straps, or someplace along the outside wherever it may be noticeable. Personalizing a gift is surely an action; it’s applicable to the laundry list of gifts.

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If he’s all about the outside, then it’s the perfect time to give him a hand and help him Are living the aspiration. You will find endless tenting, hiking, and outside action gifts to seize for them.

A one who speaks the language of physical contact isn't essentially an over-the-top PDA'er, but getting a read minor touchy-feely does make them sense Safe and sound and loved. Any occasion of Actual physical abuse is a complete offer breaker.

Delivery Month Mini Dish Birthdays occur just as soon as a year, but these attractive dishes by Ellen Bartfeld celebrate t.... Birthdays come just once a Read Full Report year, but these decorative dishes by Ellen Bartfeld celebrate the large working day all year spherical. Taking inspiration from common birthstones, each dish is cautiously handcrafted from stained glass to represent each and every month's special gem.

He travels a great deal, he’s continuously taking Uber in the large metropolis when he’s on a business vacation, or just doesn’t personal an automobile. Nothing at all’s more considerate than supplying them a safe journey property from one particular too many drinks at the bar, or a secure location to keep after they’re traveling abroad.

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The amount cardio should I be undertaking? What should I take in immediately after my workout? Do I actually need to consider fish oil? If you’ve got concerns, our customer service team has the responses.

Enter your details, then pick the variety from either the "Lose Weight" or maybe the "Lose Weight Quickly" section — based on how fast you wish to lose weight.

Choose many different protein foods to improve nutrient consumption and health Advantages, together with at least eight ounces of cooked seafood weekly. Youthful little ones require fewer, according to their age and calorie needs.

Vitamin D is usually a nutrient found in some foods that is needed for health and to maintain powerful bones. It does so by helping the body soak up calcium (one among bone's key building blocks) from food and supplements.

In most cases, states Hu, the responses are "yes." Protein is usually transformed by your body into glucose for energy, but it requires two times as much energy as changing carbohydrates or fats into glucose.

"I reached my aim weight right after I finished routinely obtaining snacks with the grocery store. If I needed a bag of chips or maybe a candy bar, I needed to stroll for the store to acquire it. That inconvenience generally made me dismiss my cravings." —Heather Del Baso, Worcester, MA

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It’s thought that when an individual eats a very low standard of protein, insulin-like growth variable production is lessened, which consequently includes a negative impact on calcium and phosphate metabolism while in the bones and bone development. (21)

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If you don’t take in A variety of foods high in protein, you turn out to be susceptible to deficiencies in particular amino acids, which can result in quite a few health concerns. Should you be battling the following health problems, it could be resulting from a protein deficiency:

The results of coming up brief on vitamin B12 might be nearly anything from powerful exhaustion to wonky vision. When the indicators underneath seem familiar, inquire your health practitioner to operate a blood take a look at to check your degrees.

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The reality is, we need significantly less overall protein that you might think. But we could all take advantage of finding much more protein from greater food resources.

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Lasting Jewelry Pieces Every Woman Should Have and Exactly how to Wear Them
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There is nothing like a piece of stunning jewelry that brings a smile to woman's face. Big or small, a piece of jewelry not just lift a woman's appearance but also her spirit. That said, jewelry can make or break your look. And if you are new to this field of fashion trend, it's better to go with the most reputable and trendy pieces out there.
When it comes to jewelry, invest in pieces that you love to wear. In this post, we break down timeless jewelry pieces that must find a place in every woman's wardrobe.

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Hoop Earrings


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A pair of hoop earrings is a versatile fashion staple for generations. These are ideal accessories to spice up your look on weekdays at the office as well as on weekend parties. Opt for a pair of slender, sleek golden hoops for the workplace or a pair of dazzling diamond hoop earrings for an evening event.




Chandelier Earrings

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These beautiful pieces are just what you need to light up a room. They swing and sway every time you make a move, making you feel special every moment and go with almost any outfit. Yes, you heard us right, chandelier earrings can make any outfit feel remarkable.

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Go for a clinging glittery piece with your gorgeous evening gown and pair a sleek piece with your jeans and a button-down shirt. And if you dare, opt for a stretched, oversized, sculptural single chandelier earring in one ear and pair it up with a simple stud on the opposite ear, moving away from delicate and dainty styles. Worn together, they will not only look glamorous but will add an extra dose of coolness to your overall look.

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Diamond Ring

While there are many other precious gems, nothing can compare diamond rings, especially if they come from your special one as a love reminder. When it comes to buying diamond rings, the brilliant-cut solitaires are actually timeless but you can also go for the more contemporary, 21st-century designs.

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There is no way to go wrong with these stunning sparklers; either follow the guiding 4Cs, i.e. cut, carat, more info color and clarity of the diamond, or find the one that speaks to you, something you've fallen in love with. Don't be afraid to go for something uncommon, something bold and a real stand-out, as long as it fits the way you live. Remember that your diamond ring can be your statement ring that elevates your personality from run-down to fab.

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Previously known as the "Queen of Gems", pearls were once the most expensive jewelry in the world and only the rich and powerful could afford these gemstones of the sea. These elegant, unsurpassed pieces are the perfect heirlooms that should be passed down from generation to generation, making a woman of every age and walk look innovative and classic.
Wear a big pearl stud or strand of pearl necklace with a simple black dress or pair them up with your favorite sweater, pearls are always a sweet choice.

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Diamond Studs

Just like your diamond rings, diamond studs are your wardrobe must-haves. These are an epitome of understated elegance that brings the perfect finishing touch to your look, be it a traditional evening gown, fancy dresses, or a pair of ripped jeans. It doesn't really matter how big, small, old or new they are, these studs will instantly elevate your look.

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Long Necklace

Worn singularly, a long necklace can add a touch of elegance to your look. Layer it up in a mismatched way and you can flaunt the desired bohemian look. A long necklace can be worn long or short and are a perfect piece to bring life to your basic wardrobe staples.

These are so flexible that you can wear them with a shift dress, formal dresses, tunic, and even your favorite turtleneck - the options are practically endless. If you want a festive look, go for a few strands of necklaces in varied shapes and lengths but don't overdo it. The rule of thumb is the higher the hemlines are, best of ebay the shorter the strands should be.

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Keep in mind: Is the Color of Your Handbag Siphoning Your Wealth?

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We've all heard that Capital One commercial: 'What's in your wallet?' However, if you're interested in acquiring wealth, a crucial question is. 'What color's your handbag?' And now, for the first time, I'm offering this article designed specifically to use color and some other secrets to help Vitalize Your Money Magnet. (I'll tell you more about this in just a moment.).

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I love beautiful wallets! I 'd go ahead and buy myself a gorgeous red bag I just saw at Neiman Marcus if I didn't care about my finances. However, while the price of the bag itself wouldn't have messed up my finances, that red color might have. So, instead, I've just bought a new green handbag and a deep chocolate-colored wallet. Why? For my particular birthdate and the planetary influences in my home, the energetic vibrations of these colors act like money magnets for me. I often carry a different-colored bag and wallet, too, when my Feng Shui 'energy forecast' shows the chance of money loss. These other colors can blunt the impact of these negative energies and help me hang onto my money.

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Should you run out and buy a green purse or a chocolate wallet? Absolutely not-- unless you have the very same forces at work in your natal chart and home as I do. These same colors could actually weaken you financially-- check here without your even being aware of it if you don't.

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Everything in the universe carries an energetic vibration. This vibration can be assessed as a particular number. Different number combinations attract different types of energy which we experience as good fortune or bad money luck. The bad and good combinations depend on how the numbers that represent the energetic pattern of our natal chart interact with the numbers that represent our interaction with the world-- e.g., the vibrational value of colors, directions, and other elements of our environment.

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Why risk bad money luck?


Your wallet or purse is at the center of your everyday financial life. Their color interacts with you directly and energetically!! Every time I am tempted to think that this is 'just a little thing,' and go ahead and carry a bright red purse, I quickly see my luck turn and am reminded of just more info how real-- and how powerful-- color energies are.
Many New Age Feng Shui consultants will tell you carry a color that is the same as your Gua number. Other New Agers say to carry your money in a blue or red purse.
Could you forsake a wallet or purse and just put your money in check here your pocket? Sure, but why not take the opportunity to control the color of your money holder to help lessen losses as you attract prosperity?

Check out some fabulous women's designer handbags and wallets, and be mindful of your energy colors!

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